Rate and Fee Disclosure

Rates

The interest rates and annual percentage yields (APY) stated below are accurate as of May 18, 2016. You may call The Nehawka Bank (402 227 2375) to obtain current information. Rates may change after the account is opened. Fees may reduce earnings.

Smart Money Account (SMA)

Rates may change without notice

($2,500 minimum) Interest Rate Annual Percentage Yield (APY)
$2,500 - $9,999.99 .20% .20%
$10,000 - $24,999.99 .20% .20%
$25,000 - $99,999.99 .20% .20%
$100,000 - $199,999.99 .20% .20%
$200,000 and up .20% .20%
     

Checking Plus

Rates may change without notice

$1,000 - $9,999.99 .10% .10%
$10,000 - $49,999.99 .10% .10% 
$50,000 and up .10% .10%
     

Savings

   
Compound Quarterly .15% .15%

 

Fee Disclosure

Overdraft*

$20.00 each debit or check
$12.50 Continuous Overdraft per day until cleared

* The categories or transactions for which and overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.

Return Check or Debit Charge

$20.00 each check or debit

ATM Fees

Replace ATM/ Debit card $5.00

An access fee will be assessed for each ATM deposit, withdrawal, transfer, inquiry, or denial at ATMs we do not own or operate.

Deposit $1.50
Withdrawal $1.25
Transfer, inquiry, or denial $1.00
   

Auto Transfers

 
(excludes loan draws) Less than $500- $5.00
   

Cashiers Check

$2.00
   

Coin Counting

(Non-Customer)

5% of total-minimum $5.00 (0ver 18 years of age.)
   

Check Cashing

 
(Non-Customer) $1.00 per $100 limit $25.00
   

Notary

 
(Non-Customer) $3.00
   

Collection Item

$10.00